Model the real numbers on a Dubai off-plan purchase - acquisition costs, payment plan, financing, rental yield and exit ROI - the way we run them internally before recommending a deal.
Used for capital gain / flip ROI calculation
| Mandatory Government Fees | |
| DLD Registration Fee (4%) | AED 60,000 |
| Oqood Registration (Off-Plan) | AED 2,100 |
| DLD Admin Fee | AED 580 |
| Trustee Office Fee | AED 4,000 |
| Agent & Other Fees | |
|
Agency Commission
%
|
AED 30,000 |
| NOC / Admin | AED 0 |
| Total Acquisition Costs | AED 96,680 |
Pre-handover cash + all fees - the mortgage only starts at handover
Payment Phase Breakdown
Instalments are paid in cash during construction
| Mortgaged at Handover (remaining balance) | AED 1,125,000 |
| Monthly Payment (from handover) | AED 7,101 |
| Total Interest Paid | AED 578,189 |
| Total Mortgage Cost | AED 1,703,189 |
No mortgage costs. Full price + acquisition fees paid in cash per the payment plan schedule.
Typical: AED 10-25 per sq ft/yr
Of rental income
Yield vs Dubai Benchmark
| Purchase Price | AED 1,500,000 |
| All-In Cost (price + fees) | AED 1,596,680 |
| Capital Paid In (100% + fees) | |
| Remaining Balance to Developer | AED 0 |
| Resale Price | AED 1,950,000 |
| Net Profit on Flip | AED 236,320 |
The buyer pays the DLD fee on resale - as the seller you pay no DLD. Dubai has no capital gains tax for individuals.
Capital Gain Breakdown (AED)
Investment Composition
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